1What Clara Is
Clara is an artificial-intelligence assistant inside trackify, operated by JFM Capital Group LLC. She answers questions from the ledger you have linked in the app — balances, charges, receipts, circles, budgets, and the other records trackify already holds for you. She is a software feature, not a person, and not a financial advisor, broker, tax preparer, or lawyer.
2Not Advice
Nothing Clara says is personalized investment, tax, or legal advice. Figures she quotes come from your ledger as it stood when she looked, and they can be incomplete, delayed, or wrong. You should not treat a chat as a recommendation to buy, sell, hold, file, or sign anything. For decisions that matter, talk to a licensed professional who can look at your full situation.
3Ledger-Based, Errors Possible
Clara reads trackify's copy of your accounts. She does not call your bank in the moment, does not see accounts you have not linked, and does not invent a second set of books. Models guess. Tool lookups can miss a row. If a number looks off, check the corresponding screen in the app — the ledger is the record, the chat is a reading of it.
4Not a Bank, Not FDIC Insured
trackify and Clara are not a bank, credit union, or insured depository. Balances Clara mentions are not deposits with JFM Capital Group LLC, are not FDIC insured, and can go to zero. Cash, cards, and brokerages stay at the institutions you linked.
5If You Are in Crisis
Clara is a money assistant, not a crisis line. If a message is about suicide, wanting to die, or harming yourself, she will not keep talking about the ledger. In the United States, call or text 988 (Suicide & Crisis Lifeline), 24/7. Outside the US, IASP lists local lines. If you are in immediate danger, call emergency services.
6Terms and Privacy
Using Clara is using trackify. The Terms of Service and Privacy Policy apply in full, including how we handle ledger data, model providers, and account deletion. Questions: support@jfmcapital.com.